How to choose a deductible.

Since the difference in deductible is $350, between a higher and a lower deductible, unless you are insuring for at least $80,000, it is more economical to go with the $150 deductible at 2.95%.
rate insured amounts deductible premium ( how much you pay) difference in premiums
2.95%  $        10,000   $150  $            295  $                  45
2.50%  $        10,000    $500  $            250
2.95%  $        20,000   $150  $            590  $                  90
2.50%  $        20,000    $500  $            500
2.95%  $        30,000   $150  $            885  $                135
2.50%  $        30,000    $500  $            750
2.95%  $        40,000   $150  $        1,180  $                180
2.50%  $        40,000    $500  $        1,000
2.95%  $        50,000   $150  $        1,475  $                225
2.50%  $        50,000    $500  $        1,250
2.95%  $        60,000   $150  $        1,770  $                270
2.50%  $        60,000    $500  $        1,500
2.95%  $        70,000   $150  $        2,065  $                315
2.50%  $        70,000    $500  $        1,750
2.95%  $        80,000   $150  $        2,360  $                360
2.50%  $        80,000    $500  $        2,000